Comments on: Speaking of shopping… http://table4five.net/2007/12/06/speaking-of-shopping/ taking it one day at a time since 1996 Thu, 09 Feb 2012 08:25:30 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Poison Dart Frog http://table4five.net/2007/12/06/speaking-of-shopping/#comment-134808 Poison Dart Frog Sun, 09 Dec 2007 15:50:51 +0000 http://table4five.net/2007/12/06/speaking-of-shopping/#comment-134808 We also only have 1 creditcard. I dont feel happy until the debt is payed in the end of the month. Feel so bad to be "behind" all the time. We also only have 1 creditcard. I dont feel happy until the debt is payed in the end of the month. Feel so bad to be “behind” all the time.

]]> By: netguard http://table4five.net/2007/12/06/speaking-of-shopping/#comment-134797 netguard Sun, 09 Dec 2007 15:32:42 +0000 http://table4five.net/2007/12/06/speaking-of-shopping/#comment-134797 I list all the things I need to buy, especially the names of the people and what gift I will give them early as november so that i can budget how much i will be spending for christmas. I list all the things I need to buy, especially the names of the people and what gift I will give them early as november so that i can budget how much i will be spending for christmas.

]]> By: Lanna http://table4five.net/2007/12/06/speaking-of-shopping/#comment-133709 Lanna Fri, 07 Dec 2007 18:22:58 +0000 http://table4five.net/2007/12/06/speaking-of-shopping/#comment-133709 Cash. Well, I may use the debit card, but still. We have one credit card we use for gas because we get a cash rebate to Costco and can use it at Costco's gas pumps, but that gets paid off every month. And one other one that hubby uses every other month or so for stuff he needs to buy for work (and gets reimbursed the next paycheck). All we've got debt-wise is the new car, student loans and the house. Since we started doing the budget thing a la Dave Ramsey, I set aside a certain amount each month into our secondary checking account for things like gifts, insurances (that only come due once or twice a year), home repair (because there's always something), etc. So we have a little stash for when birthdays and Christmas roll around. This year I'm totally going the even cheaper route - I couldn't find anything I liked, especially since we're avoiding made-in-china stuff right now. And rather than spending a truckload on places like etsy.com, I'm just making the kids' gifts myself. Which is actually kinda fun. :) I even went and got the makings of the presents on Black Friday with my coupon to Michael's to make it even slightly less expensive. ;) Cash. Well, I may use the debit card, but still.
We have one credit card we use for gas because we get a cash rebate to Costco and can use it at Costco’s gas pumps, but that gets paid off every month. And one other one that hubby uses every other month or so for stuff he needs to buy for work (and gets reimbursed the next paycheck). All we’ve got debt-wise is the new car, student loans and the house.

Since we started doing the budget thing a la Dave Ramsey, I set aside a certain amount each month into our secondary checking account for things like gifts, insurances (that only come due once or twice a year), home repair (because there’s always something), etc. So we have a little stash for when birthdays and Christmas roll around.

This year I’m totally going the even cheaper route – I couldn’t find anything I liked, especially since we’re avoiding made-in-china stuff right now. And rather than spending a truckload on places like etsy.com, I’m just making the kids’ gifts myself. Which is actually kinda fun. :) I even went and got the makings of the presents on Black Friday with my coupon to Michael’s to make it even slightly less expensive. ;)

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