You know those flyers that come in the mail and are tucked into the pages of parenting magazines for Gerber Life Insurance, the ones with the cute Gerber Baby on them? I bet you think that is just insurance that you can buy for babies, right? Policies that can be renewed as the child gets older so they will always have life insurance coverage? Well, Gerber Life also carries Term Life Insurance that is meant for adults ages 18-60, and I’ve got some information on it for you.

First of all, why would you need to buy Term Life Insurance? If you have recently been married, had a baby, purchased a new home, or are taking care of aging parents, that’s a major life event. You want to have protection in place to take care of dependents in the event of, well, your death. I know! No one wants to think about that! But it’s going to happen eventually, and you don’t want to leave your loved ones unprotected financially. A Gerber Life representative, who does not work on commission and will not sell you insurance you don’t need, can give you a Term Life Insurance Quote over the phone, and discuss your needs for coverage. They will help you determine the level of coverage you need, the length of time you need it, and a price that fits your budget.

In most cases, no medical exam is required, but if one is for some reason, Gerber Life picks up the associated costs. A medical exam is required for applicants who are 51 or older who choose $100,00 of coverage or more. Once you have been approved, your policy remains in effect for the term you select, regardless of changes to your health, as long as the premiums are paid. You can choose coverage of $25,000, $50,000, $75,000, $100,000, $125,000 or $150,000, and terms for 10, 15, 20, or 30 years. There’s a plan that fits your needs and your budget!

After the duration of your chosen policy, your right to renew is guaranteed, for the age you are at that time. You can choose to renew your current policy annually, or call Gerber Life and discuss additional Term Life Insurance Quotes. Remember, this is for adults ages 18-60. If you’ve had a life-changing event, call Gerber Life and talk to a rep about your policy needs. I know it’s not something that’s fun to think about, but it’s so worth it for the peace of mind it will bring you.