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Reverse Mortgage Calculator Info

August 21, 2011 By
Single-family home

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A reverse mortgage is a product available to homeowners age 62 and older who have paid off their mortgage or have only a small balance. The reverse mortgage works by giving the homeowner the equity they have accumulated in the form of a lump sum payment, monthly installments, or as a line of credit. Homeowners pay only their homeowners insurance and property taxes, and the cash is tax-free.

Loan eligibility is based on the age of the youngest borrower, and all borrowers must continue to live in the home. Upon their passing, the borrower’s heirs can keep the home and repay the balance of the loan, or sell the home to a non-related third party. If the value of the home is less than the mortgage balance, heirs are not responsible for any shortfall.

In other words, if you or someone you love is 62 or older, owns a home outright or has only a small balance, and needs cash, they should look into getting a reverse mortgage. To estimate reverse mortgage loan rates, visit allrmc.com.

Why am I telling you this? What does this have to do with anything? Well, let’s just say that this post is going to help me afford new school shoes for Kaitlyn :) Thanks, All RMC!

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Guest Post: Storage to Rent in London

May 15, 2011 By

Here on Table for Five I like to provide useful information to all of my readers, including the ones overseas! This guest post from Henfield Self Storage has links and info for my London readers who might be finding that their “Spring Cleaning” includes moving items out of their houses and into storage. Enjoy!

It’s that time of the year, Spring Cleaning season, when the weather gets warmer and we throw open windows and doors and air out our living spaces. Along with that airing-out often comes the realization that we have too much stuff in our homes. Which leads tens of thousands of people each year to look for convenient and affordable self storage.

Once you’ve decided what items to store, Henfield Self Storage offers two choices: storage rooms or storage containers. What’s the difference?

Broadly speaking, the storage room suits customers who need regular and easy access to their goods; the container suits those who just want to have the goods taken away for a period of time.

So, your Christmas decorations, tax records, and backup photos would be suited for a storage room, while high school yearbooks and baby keepsakes can go in a storage container. Renting a storage room means you take the items there and store or remove them as you need. With a storage container, Henfield will deliver the container to you, you fill it up, then they pick it up and store it for you.

Henfield Hire Self Storage is a family-owned and-run company, part of a small group that has been operating for forty years. They keep their prices low even while offering personal touches like free collection service because they keep their overhead low. Whether you just need to store a few items in a 10 foot square locker, or need an entire garage to rent, visit Henfield Self Storage to find the storage solution that’s right for you.

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Website Review – Fast Water Heater Co.

January 17, 2010 By

If you live in California, Oregon, or Washington and own a home, this post might be useful to you. I live in Michigan so I can’t recommend this company personally, but I do own a hot water heater that broke down last year, and finding a company that could come right out and fix it wasn’t as easy as I thought. When you have no hot water at all, hearing someone say “we can come out in four days” is really not helpful. Fast Water Heater Co. asked me to let my readers know that they really are fast – call before noon and you can usually get someone out that same day.

Whether you have a traditional or tankless water heater, San Francisco Bay Area residents as well as residents of service areas in Oregon and Washington can get fast service including getting a new water heater installed and the processing of any required permits based on where you live. You can read more about what to expect from a Fast Water Heater service call by reading the appropriately named “What to Expect” page on the site.

The site also has a helpful “Articles” page with articles and resources on how to extend the life of your hot water water as well as tests you can do to determine if your water heater might need servicing, BEFORE it stops working and you are standing in a cold shower with a head full of shampoo :P   Not that I want anyone reading this to have their water heater break down or anything, but if it does, I hope this post helps get it fixed!

disclosure: you know how my Disclosure Policy page says that I occasionally get compensated by websites to post a review of their site? This is one of those posts.

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